> For the complete documentation index, see [llms.txt](https://docs.metacopier.io/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.metacopier.io/metacopier/payment-methods.md).

# Payment methods

MetaCopier offers flexible payment methods to streamline the process of funding your projects and managing invoices. You can choose between automatic payments with a credit card or manual funding using a credit card, cryptocurrencies or bank transfer. Below are the details of the payment methods available:

* Automatic credit card payments
* Manual funding (credit card or cryptocurrencies)
* Manual funding (bank transfer)

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**Important note**

Ensure that your browser allows pop-up windows. If the payment window does not appear, check your browser settings to unblock pop-ups.
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**Refund policy**

Refunds are only processed to the original source of payment. Refunds are available for amounts above 30 USD (or equivalent). An administration fee of 20 USD (or equivalent), plus a payment processing fee of 5% of the total amount, will be deducted from the refund.
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When you add a credit card, you can choose the currency you want to use for transactions. This means it doesn’t have to match the currency of your credit card account. For example, if your credit card currency is USD, you can still add this card to MetaCopier with EUR as the chosen currency, and the transaction on your card will be processed in EUR. However, the currency of the added credit card in MetaCopier must match the currency you used when creating the project in MetaCopier.
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***

## Automatic credit card payments

#### Features:

* **Easy Setup:** Add a credit card to your account for seamless payment processing.
* **Automated Billing:** Invoices are paid automatically without requiring manual intervention.
* **Security:** The credit card must have **3D Secure** enabled to ensure safe transactions.

#### How It Works:

1. Add your credit card details to your account.
   1. Go to this page: <https://metacopier.io/settings/payment-method> and add a credit card
   2. Go to this page: <https://metacopier.io/settings/projects> and click on the project’s **Settings** [⚙️](https://emojipedia.org/gear) **-> Settings -> select** the previously added payment method (please note that the project's currency and the card's currency must match).
2. Once added, your invoices will be paid automatically as they are generated (begin of the month)
3. Ensure that 3D Secure is active on your card to avoid payment issues.
4. Receive a **$20 trial** for your first project.

***

## Manual funding (credit card or cryptocurrencies)

#### Features:

* Fund your project directly using a credit card or supported cryptocurrencies.
* Receive a **$20 trial** if this is your first project.
* If you have funds in your project and a credit card added, the funds will be used first.

#### First Project Funding:

* **Without Credit Card:** You need to manually fund your project with $20 to activate the trial, giving you a total of $40 to start.
* **With Credit Card:** Simply add your card on this page <https://metacopier.io/settings/payment-method> to receive the $20 trial automatically, without requiring additional manual funding.

#### Accepted Payment Methods:

**Credit Cards:**

* VISA
* MasterCard

**Cryptocurrencies:**

We support the stablecoins **USDT** and **USDC**:

| Coin | Network  | Token standard |
| ---- | -------- | -------------- |
| USDT | Tron     | TRC-20         |
| USDT | Ethereum | ERC-20         |
| USDC | Ethereum | ERC-20         |

You choose the coin and the network when you fund the project. MetaCopier then shows you a payment address together with a QR code and the exact amount to send.

This address is **permanent**. It belongs to your project and the network you picked, and it stays the same for every future top-up. You can save it in your wallet or your exchange address book and reuse it whenever you want to add funds.

The minimum for a crypto top-up is **20 USD** (or the equivalent in your project currency).

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**Check the network in your exchange before you send**

USDT and USDC exist on several blockchains, and exchanges often preselect the wrong network after you scan or paste the address. Binance may offer a Tron address as Solana. Coinbase does not support Tron at all and defaults USDC withdrawals to Base. Base, Polygon, BNB Smart Chain and Arbitrum all use the same address format as Ethereum, so the address alone does not tell your exchange which network to use.

Before confirming the withdrawal, make sure the selected network matches the one in the MetaCopier payment window:

* **Tron** addresses start with `T`. The network must say Tron or TRC-20.
* **Ethereum** addresses start with `0x`. The network must say Ethereum or ERC-20.

A transfer sent on a different network is not detected, is not credited to your project, and in most cases cannot be recovered.
{% endhint %}

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**If the amount does not match**

Your exchange or wallet may deduct a withdrawal fee from the amount you send, so less arrives than you requested. Nothing is lost: the payment is registered as partial, and you can send the difference to the same address at any time. The moment the total covers the requested amount, your project is credited.

Amounts above the requested value are credited in full.
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**Money you send outside a payment window**

The price quote in the payment window is only valid for a limited time, but the **address never expires**. If you send funds after the quote has run out, or without opening the payment window at all, they are still credited to your project automatically. In that case the conversion uses the exchange rate at the moment the funds arrive instead of the rate that was shown to you earlier.
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Crypto payments work for projects in **USD**, **EUR** and **CHF**. You enter the amount in your project currency and MetaCopier converts it into the stablecoin amount at the current exchange rate. The rate is fixed for the duration of the payment window, and your project is credited with exactly the amount you entered in your project currency.

## How to fund a project

1. Go to this page: <https://metacopier.io/settings/projects>
2. Click on the project’s **Settings** [⚙️](https://emojipedia.org/gear) button -> **Fund**
3. Specify the amount
4. Select your preferred payment method:
   * **Credit Card**: Enter your card details such as card number, expiration date, and CVV.
   * **Cryptocurrency**: Choose the coin and the network (USDT on Tron or Ethereum, USDC on Ethereum), then send the displayed amount to the displayed address.
5. It takes up to 1 minute to process the payment (credit card). Cryptocurrencies takes longer
6. Once funded, you can view your project's balance under Dashboard -> Projects or on the 'Invoices' page in the project section.

***

## Manual Funding (bank transfer)

Manual funding via bank transfer is also possible for amounts greater than 500 CHF / 500 EUR / 500 USD. To fund the project, please select the option **“Fund via bank”** on the project page.

<figure><img src="/files/w4cQspJn778W9NwYmtJu" alt=""><figcaption><p>Fund via bank</p></figcaption></figure>

Then follow all the steps for the bank transfer. Make sure to include all required information to avoid any delays in processing.

<figure><img src="/files/adQmTnWollG0jT4PaDsF" alt=""><figcaption><p>Bank transfer instructions</p></figcaption></figure>
